<![CDATA[The Keith King Report

<![CDATA[The Keith King Report - Blog]]>Mon, 20 Apr 2026 18:30:17 -0500Weebly<![CDATA[The Pros and Cons of Utilizing AI for Planning Your Vacation]]>Sun, 06 Aug 2023 12:00:00 GMThttp://www.keithkingreport.com/blog/the-pros-and-cons-of-utilizing-ai-for-planning-your-vacation

As technology continues to advance, artificial intelligence (AI) is revolutionizing various aspects of our lives, including (potentially) the way we plan and experience vacations. AI offers a myriad of benefits, streamlining the vacation planning process and enhancing the overall travel experience. However, it also raises concerns about personalization, privacy, and the loss of human touch. So I decided it was a good idea to explore the good and the bad of using AI for planning a vacation.

The Good

Time-saving and efficiency: One of the primary advantages of utilizing AI for vacation planning is its ability to save time and streamline the process. AI-powered travel platforms can quickly gather and analyze vast amounts of data, providing tailored recommendations based on individual preferences and constraints. This automation significantly reduces the time and effort required to research destinations, accommodation, transportation, and activities.
Personalization and customization: AI algorithms can analyze user data, such as past travel history and preferences, to provide highly personalized recommendations. From suggesting destinations that match specific interests to curating itineraries based on individual preferences, AI ensures a more tailored vacation experience. It can even consider factors like budget, dietary restrictions, and accessibility requirements, ensuring a truly customized itinerary.
Enhanced accessibility: AI can make travel more accessible for individuals with disabilities or specific needs. With AI-powered planning tools, it becomes easier to find accessible accommodations, suitable transportation options, and attractions that cater to different requirements. This inclusivity allows more people to embark on memorable vacations and explore the world.

The Bad

Loss of human touch: One of the main downsides of relying solely on AI for vacation planning is the potential loss of the human touch. While AI can provide recommendations based on data analysis, it may lack the emotional understanding and personal touch that a human travel advisor can offer. The human element, including the ability to empathize, understand nuanced preferences, and provide subjective insights, can be missed when relying solely on AI.
Privacy concerns: Using AI for vacation planning entails sharing personal data, including travel history, preferences, and even financial information. This raises concerns about privacy and data security. As AI platforms collect and analyze user data, there is a need for strict regulations and transparent policies to protect user privacy and prevent unauthorized use of personal information.
Lack of spontaneity and serendipity: AI is programmed to optimize choices based on predetermined parameters and preferences. While this can be advantageous for efficiency, it may limit the potential for serendipitous discoveries and unexpected adventures that often make vacations memorable. The spontaneity of stumbling upon hidden gems or interacting with locals may be diminished when relying heavily on AI-generated itineraries.

Popular AI-powered travel platforms

There are several AI planning tools and platforms available that can assist with vacation planning. Here are some popular ones:

TripIt: TripIt is a popular travel planning app that utilizes AI to organize all your travel details in one place. It automatically creates a master itinerary by scanning your confirmation emails for flights, accommodations, and activities. It also provides real-time updates, directions, and maps.

Kayak: A platform that’s been around for a while, Kayak is a comprehensive travel search engine that now utilizes AI algorithms to help you find the best deals on flights, hotels, rental cars, and vacation packages. It offers personalized recommendations based on your preferences and historical data.
Google Travel: Not surprisingly, Google Travel provides a range of AI-powered tools to simplify vacation planning. It offers personalized recommendations, including flights, hotels, and things to do, based on your search history and interests. Google Maps also integrates travel information and provides real-time navigation assistance.
Hopper: This is an AI-driven app that predicts and analyzes flight prices to help you find the best time to book. It uses historical data and machine learning algorithms to provide recommendations on whether to book now or wait for prices to drop.
Airbnb: Airbnb, the popular accommodation booking platform, utilizes AI to provide personalized recommendations for unique stays based on your preferences and past bookings. It suggests listings, neighborhoods, and experiences tailored to your interests.
Lola.com: This website is a business travel management platform that uses AI to simplify corporate travel planning. It automates the booking process, provides personalized recommendations, and offers real-time travel assistance to business travelers.
Inspirock: Inspirock is an AI-powered trip planner that helps you create customized itineraries based on your preferences, budget, and available time. It suggests attractions, activities, and accommodations for various destinations worldwide.

Bottom line

Artificial Intelligence undoubtedly offers numerous advantages for planning vacations, providing time-saving efficiency and highly personalized recommendations. AI can enhance accessibility and cater to diverse needs, making travel more inclusive. However, it is crucial to strike a balance and not overlook the importance of human expertise, personalized insights, and the element of surprise that can make a vacation truly extraordinary.

To achieve the best of both worlds, a hybrid approach that combines AI-powered platforms with human travel advisors could be the ideal solution. This way, travelers can benefit from the efficiency and personalization of AI while still enjoying the human touch and spontaneous experiences that create lasting memories. Ultimately, the key lies in harnessing AI as a valuable tool that complements and augments human expertise rather than replacing it entirely

You may also like:
-Best Places to see the 2024 Total Solar Eclipse
-Guide to Visiting Costa Rica
-Most Romantic Resorts in the Caribbean

]]><![CDATA[In Depth Guide to Credit Scores]]>Sun, 23 Jul 2023 11:30:00 GMThttp://www.keithkingreport.com/blog/in-depth-guide-to-credit-scores

Credit scores are an essential aspect of our financial lives, and they play a crucial role in determining our ability to borrow money from lenders, obtain credit cards, or even get a job. But how do they work, why are they essential, and what factors influence them?

What is a Credit Score?

A credit score is a numerical representation of an individual's creditworthiness, and it is based on their credit history. The most widely used credit score in the United States is the FICO score, which ranges from 300 to 850. The higher the score, the better the individual's creditworthiness.

Credit scores are used by lenders, banks, and other financial institutions to evaluate an individual's credit risk. A good credit score makes it easier to obtain loans, credit cards, and mortgages at favorable terms, while a poor credit score can make it difficult to obtain credit or result in higher interest rates.

How is a Credit Score Calculated?

Credit scores are calculated using a formula that takes into account various factors. The exact formula used to calculate credit scores is not public knowledge, but the factors that influence credit scores are widely known. The five primary factors that influence a FICO score are:

Payment history (35%): The most critical factor in determining an individual's credit score is their payment history. Payment history reflects whether an individual has made payments on time or missed payments on their credit accounts. Late or missed payments can significantly lower a credit score.

Amounts owed (30%): The amount of debt an individual owes also affects their credit score. This factor considers the total amount of debt an individual has, their credit utilization rate (the percentage of their available credit that they are using), and the balances on their credit accounts. High levels of debt and high credit utilization rates can negatively impact a credit score.

Length of credit history (15%): The length of an individual's credit history is also a factor in determining their credit score. This factor considers the age of their oldest credit account, the average age of their credit accounts, and the length of time since they opened their most recent credit account. A longer credit history is generally seen as a positive factor and can help boost a credit score.

Types of credit used (10%): The types of credit an individual uses also affect their credit score. This factor considers the mix of credit accounts an individual has, including credit cards, loans, and mortgages. A diverse mix of credit accounts can positively impact a credit score.

New credit (10%): Finally, the number of new credit accounts an individual has and the number of recent credit inquiries they have also affect their credit score. Opening several new credit accounts within a short period or having too many credit inquiries can negatively impact a credit score.

How to Check Your Credit Score

There are three main credit reporting agencies in the United States: Equifax, Experian, and TransUnion. Each agency uses a slightly different formula to calculate credit scores, so it's a good idea to check all three scores. Federal law allows individuals to check their credit reports from each agency for free once per year at annualcreditreport.com.

In addition to the free annual credit reports, many banks and credit card companies offer free credit scores to their customers. Some credit monitoring services also provide free credit scores and credit reports. It's important to note that some of these services may charge a fee after the initial free trial period, so be sure to read the fine print before signing up.

How to Improve Your Credit Score

Improving a credit score takes time and effort, but it is possible. Here are some tips for improving a credit score:

Pay bills on time: The most crucial step in improving a credit score is to consistently make on-time payments on all credit accounts. Late or missed payments can have a significant negative impact on a credit score.

Reduce debt: Another important step in improving a credit score is to reduce debt. This can be done by paying down credit card balances, making extra payments on loans, and avoiding taking on new debt.

Keep credit utilization low: It's important to keep credit utilization rates low. Ideally, individuals should aim to use no more than 30% of their available credit. This means if they have a credit limit of $10,000, they should aim to use no more than $3,000.

Don't close old credit accounts: Even if an individual no longer uses an old credit account, it's usually a good idea to keep it open. Closing an old credit account can shorten an individual's credit history and negatively impact their credit score.

Limit new credit applications: Too many new credit applications can negatively impact a credit score. It's best to limit new credit applications and only apply for credit when it's necessary.

Monitor credit reports: Individuals should regularly check their credit reports for errors and inaccuracies. If they find any errors, they should dispute them with the credit reporting agency.

Bottom line

Credit scores can play a big role in an individual's financial well-being. They are used by lenders, banks, and other financial institutions to evaluate an individual's credit risk. Understanding how credit scores are calculated and what factors affect them is key to improving and maintaining a good credit score. By consistently making on-time payments, reducing debt, keeping credit utilization rates low, and monitoring credit reports, individuals can improve their credit scores and achieve financial success.

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]]><![CDATA[Napa vs Sonoma: Which Region Should you Visit?]]>Sun, 09 Jul 2023 12:00:00 GMThttp://www.keithkingreport.com/blog/napa-vs-sonoma-which-region-should-you-visit

Napa Valley and Sonoma County are two of California's most famous wine regions, drawing in millions of visitors each year. But which one is better? The answer may be subjective, but one thing is for sure: both regions offer unique wine experiences and breathtaking landscapes.

Join me, as we compare Napa and Sonoma, looking at the differences in winery styles, food, scenery, and overall vibe. So grab a glass of your favorite wine and let's dive into the battle of the California wine regions.

Napa Valley

Napa Valley is one of the most popular wine regions in the world. With its picturesque vineyards, delicious wine, and luxurious spas and resorts, it's not surprising that Napa attracts plenty of visitors from all over the world.

There are over 400 wineries in the area. Some of the most popular wineries include Robert Mondavi, Beringer Vineyards, and Stag's Leap Wine Cellars. Most wineries offer tastings and tours, with prices varying depending on the winery and the type of tasting you want.

Sonoma

The slightly-lesser-thought-of-but-still-popular Sonoma County wine region is located just north of San Francisco, and to the west of Napa. The county has over 425 wineries and vineyards, ranging from small family-owned operations to large corporate vineyards. In fact, one common observation is that Sonoma is a quieter, more intimate place to visit when compared to Napa, with more family-owned wineries than its neighbor to the east.

Some of the most popular wineries to visit include Benziger Family Winery, Chateau St. Jean, and Seghesio Family Vineyards.

There are many wine tour companies that offer guided tours of the whole area, which can be a great way to see multiple wineries in one day without having to worry about driving.

Lodging

There are plenty of options for accommodations in Napa Valley and Sonoma, ranging from luxurious resorts to quaint bed and breakfasts. If you're looking for more of a spa experience, consider staying at one of the many resorts in the area, such as the Calistoga Ranch in Napa or the Fairmont Sonoma Mission Inn & Spa in Sonoma.

If you're on a budget or looking to use some of your hotel loyalty points from some of the bigger chains, your options include places like the Napa Valley Marriott, the Embassy Suites by Hilton Napa Valley, the Hampton Inn & Suites, or the Best Western Sonoma Valley Inn & Suites.

You can also find many vacation rental properties available in the area, particularly through sites like Airbnb or Vrbo.

When to Go

The best time to visit either region is during the fall months of September through November. The weather is mild and the vineyards are in full bloom, with grapes being harvested and crushed to make wine. However, keep in mind that this is peak season, so prices for hotels and wine tastings can be higher than other times of the year.

Spring (March to May) is another great time to visit, as the vineyards are starting to come back to life after the winter. Summer (June to August) is peak tourist season, but the heat can be intense at times and prices for accommodations are also high.

If you want to avoid the crowds and save some money, consider visiting in the offseason from December to March.

Food

Napa Valley is also known for its food, with many top-notch restaurants in the area. If you're looking for a fine dining experience, consider eating at The French Laundry or The Restaurant at Meadowood. Though, after a day of drinking, you may be more in the mood for a more casual experience like Gott's Roadside or Oxbow Public Market.

Sonoma County, meanwhile, is also known for its food, with many top-notch restaurants in the area. If eating at a Michelin-starred restaurant is on your to-do list, head to SingleThread or the Farmhouse Inn & Restaurant. Otherwise, places like The Girl & the Fig or El Molino Central are perfectly acceptable alternatives.

For both, many wineries offer food pairings with their wine tastings, which can be another great way to sample local cuisine.

Other activities

While wine tasting may be the main attraction for both Sonoma and Napa, there are still plenty of other things to do.

Both regions are known for their hot springs and spas, such as the Calistoga Hot Springs, the Indian Springs Resort & Spa, or the Sonoma Mission Inn & Spa. If you're interested in outdoor activities, there are plenty of hiking and biking trails in the area, including the popular Napa Valley Vine Trail and Sonoma Valley Regional Park. Additionally, there are many art galleries and museums in the area, such as the Hess Collection Winery & Art Museum.

Getting There

Napa and Sonoma are located approximately an hour north of San Francisco. The easiest way to get to either region is by car, as there are no major airports in the area. If you're flying into San Francisco, your best bet is probably to rent a car at the airport and drive up. Alternatively, you can take a shuttle or taxi from the airport, but keep in mind that this can be expensive.

Additional tips and tidbits for your visit

Plan ahead: Many wineries require reservations, so be sure to plan ahead and make any necessary reservations in advance. This will help you avoid disappointment and ensure that you get to visit the wineries you want to see.

Consider a wine tour: If you want to visit multiple wineries in one day, consider booking a wine tour. This will allow you to sample wines from different wineries without having to worry about driving.

Dress appropriately: Napa Valley is a relatively upscale destination while Sonoma is more casual, so keep that in mind as you pack. And don’t forget about the places you may want to eat at. Those may require different attire than your daytime plans.

Bottom line

Both Sonoma County and Napa Valley are beautiful and luxurious destinations that are perfect for wine lovers and those looking for a relaxing getaway. Napa is a bit more commercialized while Sonoma is home to smaller, family owned wineries. Which one is for you? Why not both?

Whether you’re a wine enthusiast, foodie, or outdoor adventurer, there is something for everyone in the North Coast AVA. Just be sure to plan ahead, pace yourself, and enjoy all that this beautiful region has to offer.

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-A Fantastic Alternative to Napa Valley: the Texas Hill Country

]]><![CDATA[Guide to Visiting Costa Rica]]>Sun, 25 Jun 2023 12:00:00 GMThttp://www.keithkingreport.com/blog/guide-to-visiting-costa-rica

Courtesy Andaz Costa Rica Resort at Peninsula Papagayo

Costa Rica, with coasts on both the Caribbean and Pacific, is renowned for its beautiful beaches, lush rainforests, and incredible biodiversity. It’s no wonder the Central American country gets roughly 2 million tourists from all over the world a year. If you're planning a trip to Costa Rica, here's what you need to know.

When to Go

The best time to visit Costa Rica really depends on your travel preferences. If you're looking for sunny weather and warm temperatures, the dry season, which runs from December to April, is the best time to go. During this time, the beaches are perfect for swimming and surfing, and the rainforest is less humid.

However, keep in mind that this is peak tourist season, so prices may be higher, and the popular destinations may be crowded. If you're looking to save money and don't mind a bit of rain, the rainy season, which runs from May to November, can also be a great time to visit.

During this time, the rainforest is lush and green, and the countryside is teeming with life. The afternoon showers are usually short-lived and can actually add to the natural beauty of the country.

How to Get There

Most travelers will be able to fly into the country's capital, San Jose, which is served by the Juan Santamaria International Airport. From there, you can either take a domestic flight or rent a car to get to your destination.

If you're planning to explore the country, renting a car is a great option, as it gives you the freedom to move around and explore at your own pace. However, keep in mind that driving in Costa Rica can be challenging due to narrow roads and, well… unpredictable… drivers.

If you prefer to let someone else do the driving, public transportation is also available. Buses and shuttles are affordable and can take you to most tourist destinations.

Accommodations

Not surprisingly, Costa Rica offers a wide range of accommodation options to suit all budgets and travel styles. From luxurious resorts to budget-friendly hostels, there's something for everyone.

If you're looking for a luxurious experience, the country offers many all-inclusive resorts that offer stunning views of the beach or rainforest. For those looking for a more authentic experience, there are plenty of charming bed and breakfasts and small hotels scattered throughout the country.

If you're traveling on a budget and don’t have the miles and points to help travel hack, hostels are a great option. Costa Rica has many hostels that offer comfortable accommodation at an affordable price. Hostels are also a great way to meet other travelers and make new friends.

Food and Drink

Costa Rican cuisine is as delicious as it is varied, with influences from Spanish, African, and Indigenous cultures. Some must-try dishes include gallo pinto (rice and beans), ceviche (raw fish marinated in lime juice), and casado (a traditional dish with rice, beans, meat, and vegetables).

The country is also known for its coffee, which is considered some of the best in the world. If you're a coffee lover, make sure to try some of the local blends and take a tour of a coffee farm.

In addition to coffee, Costa Rica also has a thriving craft beer scene, with many local breweries producing high-quality brews. And of course, you can't visit Costa Rica without trying the national drink, guaro, a clear, colorless liquor made from sugarcane.

Activities and Attractions

There are plenty of things to see and do in Costa Rica. Some of the most popular attractions include:

Beaches: Costa Rica has some of the most beautiful beaches in the world, with pristine sand and crystal-clear water. Some of the most popular beaches include Tamarindo, Manuel Antonio, and Playa Conchal.

Rainforests: the country is home to some of the world's most diverse rainforests, with incredible wildlife and vegetation. Some popular rainforest destinations include the Monteverde Cloud Forest Reserve and the Corcovado National Park.

Volcanoes: within Costa Rica, there are several active volcanoes, including Arenal and Poas. These volcanoes offer stunning views and unique hiking opportunities.
Adventure activities: If you're looking for adventure, Costa Rica won't disappoint. From zip-lining through the jungle to white-water rafting, there are plenty of adrenaline-pumping activities to choose from.

Wildlife: there is an incredible array of wildlife, including monkeys, sloths, and toucans. Make sure to take a wildlife tour or visit one of the many animal sanctuaries in the country.

Safety

Costa Rica is generally considered a safe country for tourists. However, like any country, there are some precautions you should take to ensure a safe and enjoyable trip.

Be aware of your surroundings: like in any crowded area, keep an eye on your belongings and be aware of your surroundings. Don't leave valuables unattended on the beach or in your car.

Avoid dark or isolated areas at night: while Costa Rica is generally safe, it's always a good idea to avoid dark or isolated areas at night, especially in urban areas.
Use common sense: follow your instincts and use common sense when traveling there. If something doesn't feel right, trust your gut and take precautions.

Protect against mosquito bites: Costa Rica is home to mosquitoes that can carry diseases like dengue fever and Zika virus. Make sure to wear mosquito repellent and cover up exposed skin, especially at dawn and dusk when mosquitoes are most active.

Currency

The official currency of Costa Rica is the colon (CRC). The US dollar is widely accepted, especially in tourist areas. However, keep in mind that you may not get the best exchange rate, so it's always a good idea to have some local currency on hand.

Credit cards - ahem - are also accepted at most hotels, restaurants, and shops. However, make sure to check with your bank to see if they charge any foreign transaction fees.

Bottom line

Costa Rica is a beautiful and welcoming country that offers something for everyone. Whether you're looking for adventure, relaxation, or a little bit of both, Costa Rica won't disappoint. With its beautiful beaches and lush rainforests, it's no wonder that so many people fall in love with this country. So why not plan your own Costa Rican adventure and see what all the fuss is about?

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]]><![CDATA[Best Places to see the 2024 Total Solar Eclipse]]>Sun, 11 Jun 2023 12:00:00 GMThttp://www.keithkingreport.com/blog/best-places-to-see-the-2024-total-solar-eclipse

Mark your calendars for an astronomical event of a lifetime! On April 8, 2024, a total solar eclipse will occur, providing a breathtaking view for those lucky enough to be in the right location. For the uninitiated, a total solar eclipse is a rare event where the moon passes between the Earth and the Sun, blocking the Sun's light and creating a shadow on the Earth's surface.

This eclipse will cast its awe-inspiring shadow across parts of North America, offering a rare opportunity to witness the celestial ballet between the sun, moon, and Earth. As anticipation builds, we bring you a guide to the best places to experience the 2024 total solar eclipse, where you can marvel at this natural wonder in all its glory.

Dallas: The vibrant metropolis in the heart of Texas, is poised to be one of the prime locations to witness the total solar eclipse. With its favorable climate, good transportation infrastructure, and numerous viewing spots, the city offers a perfect blend of urban amenities and celestial spectacle. Take in the breathtaking phenomenon from popular locations like the Dallas Arboretum and Botanical Garden or venture slightly outside the city for unobstructed views in places like Cedar Hill State Park.
Niagara Falls: Prepare for a truly breathtaking experience as you witness the convergence of natural wonders at Niagara Falls. This iconic destination offers a unique vantage point to observe the celestial event while being surrounded by the awe-inspiring beauty of the falls. Head to viewpoints like Table Rock or the Niagara Falls State Park for a front-row seat to this extraordinary cosmic spectacle, where the merging of water and sky will create a once-in-a-lifetime experience.
Mazatlan, Mexico: Escape to the sunny shores of Mazatlan for an unforgettable eclipse experience. With its pristine beaches and charming coastal atmosphere, this resort town provides a relaxed and tropical setting to witness the celestial phenomenon. Find a comfortable spot along the shoreline or venture to Olas Altas Beach for unobstructed views of the eclipse against the backdrop of the Pacific Ocean. Mazatlan promises a unique blend of celestial beauty and coastal tranquility.

Cleveland, Ohio: Cleveland will experience a 95% eclipse during the 2024 event, making it one of the best locations to see the eclipse. With its vibrant arts scene, excellent museums, and top-rated restaurants, Cleveland is an excellent choice for a memorable eclipse experience.
Montreal, Canada: For those looking for a unique eclipse experience, Montreal is a good choice. This vibrant city is known for its rich history, stunning architecture, and world-class cuisine. Granted, the city will only experience a partial solar eclipse, but it's still an excellent location to witness this phenomenon.
Indianapolis: Indianapolis is located in the path of totality for the eclipse, making it one of the best locations to experience this celestial event. With its thriving art and culture scene, and top-rated restaurants, Indianapolis is a perfect destination for those looking to witness the eclipse in style.
South Padre Island, Texas: Located on the southern tip of Texas, South Padre Island is an excellent location to witness the eclipse from. With its pristine beaches and clear skies, South Padre Island offers the perfect setting to experience this incredible event.
St. Louis: St. Louis is another excellent location to take it in. With its iconic Gateway Arch, top-rated museums, and excellent restaurants, St. Louis offers a perfect mix of culture and nature.
Cancun, Mexico: Cancun is a popular tourist destination known for its beautiful beaches and crystal-clear waters. It belongs as a top location to witness next year's eclipse. With its warm climate and stunning natural beauty, Cancun offers an unforgettable experience.

Bottom line

Remember, witnessing a total solar eclipse is a truly awe-inspiring experience, but it requires adequate preparation and safety precautions. Invest in eclipse glasses or solar filters to protect your eyes during the event, and familiarize yourself with the precise timings and viewing tips provided by reputable astronomical organizations.

As the countdown begins for the 2024 total solar eclipse, start planning your celestial adventure to these prime destinations. Whether you choose the urban charm of Dallas, the majestic allure of Niagara Falls, or the tropical beauty of Mazatlán and Cancun, be prepared to be mesmerized by the celestial symphony unfolding before your eyes.

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]]><![CDATA[New Chase Sapphire Lounges Enhance Travel Experience for Cardholders]]>Sun, 28 May 2023 12:00:00 GMThttp://www.keithkingreport.com/blog/new-chase-sapphire-lounges-enhance-travel-experience-for-cardholders

Courtesy Chase

Chase has unveiled its latest offering aimed at enhancing the travel experience of its Chase Sapphire cardholders. The highly anticipated (at least in the travel credit card community) Chase Sapphire Lounges by The Club, designed to provide a haven of comfort and luxury, are about to open up in major airports worldwide. In fact, Chase already opened its first U.S. lounge at Boston Logan in May and plans on opening several more in major airports worldwide, which would make them a direct competitor with the standard-bearer in the luxury airport lounge space, American Express and their Centurion Lounge.

Where will the locations of these lounges be?

Sapphire Lounges are certainly an innovative addition to the array of benefits already offered by the Chase Sapphire card, which has gained popularity for its exceptional travel perks.

The new lounges will be strategically located in some of the world's busiest airports, catering to both domestic and international travelers.

Besides Boston, there is already a lounge open in Hong Kong. According to Chase, lounges will soon open up in several other airports, including:

Las Vegas (LAS)
New York City (LGA)
Philadelphia (PHL)
Phoenix (PHX)
San Diego (SAN)

But wait, there’s more! While details around even more locations haven’t been disclosed, industry insiders have provided some insights into where others are expected to open in 2024 and beyond:

London (LHR)
Dallas (DFW)
Dubai (DXB)

Courtesy Chase

What to expect inside

Featuring elegant and contemporary designs, the lounges boast premium amenities that guarantee a relaxing and productive pre-flight experience.

Upon entering, cardholders will be greeted by a serene and sophisticated ambiance. The carefully curated interiors exude a sense of opulence, with sleek furnishings, tasteful décor, and a thoughtful layout that provides both privacy and social spaces.

An array of amenities awaits visitors, including spacious seating areas equipped with lounge chairs and sofas. The various seating arrangements allow individuals to unwind, catch up on work, or connect with fellow passengers. Not surprisingly in this day-and-age, the lounges will also feature high-speed Wi-Fi connectivity.

One of the standout features of the Sapphire Lounges is the delectable culinary offerings. Recognizing the importance of a satisfying dining experience, Chase has partnered with renowned chefs and culinary experts to curate menus that cater to diverse tastes and preferences. Guests can indulge in an assortment of gourmet dishes, appetizers, and refreshing beverages, all meticulously prepared to tantalize the taste buds.

For those seeking relaxation and rejuvenation, the lounges will provide spa-like amenities. As I’m sure many are aware, travel can often be stressful, and Chase says they understand the need for cardholders to unwind before their flights. From tranquil massage rooms to luxurious showers and wellness areas, those amenities can ensure travelers depart feeling refreshed and revitalized.

Additionally, there will be a dedicated concierge service, providing personalized assistance to cardholders. From flight updates and travel recommendations to reservations and priority access to airport facilities, Chase says the concierge team will go above and beyond to meet the unique needs and preferences of each visitor.

Entry

To ensure accessibility for eligible Chase Sapphire cardholders, the lounges will adopt a membership-based entry system. Cardholders will have the opportunity to secure complimentary access, with additional options for guests and family members. This exclusivity ensures that the lounges remain a sanctuary for travelers seeking tranquility and comfort amidst the bustling airport environment.

Courtesy Chase

Bottom line

The unveiling of the Sapphire Lounges by The Club marks a significant milestone for both Chase and its customers. By prioritizing the travel experience and introducing these premium lounges, Chase reaffirms its commitment to providing exceptional service and creating memorable moments for travelers with the Sapphire Reserve.

As travel resumes and airports regain their bustling ambiance, Chase’s new lounges will undoubtedly become a sanctuary for discerning travelers seeking a respite from the crowds.

It’s pretty clear that cardholders are eagerly anticipating the launch of the Sapphire Lounges, which promise to elevate the standard of airport lounges and redefine luxury travel experiences. With their exquisite designs, premium amenities, and a commitment to exceptional service, these lounges are poised to become a sought-after retreat for the modern-day traveler.

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]]><![CDATA[Most Romantic Resorts in the Caribbean]]>Sun, 14 May 2023 12:00:00 GMThttp://www.keithkingreport.com/blog/most-romantic-resorts-in-the-caribbean

Courtesy Jade Mountain Resort

With its pristine beaches, crystal-clear waters, and warm weather, it’s no wonder the Caribbean is a popular destination for couples looking for a romantic getaway.

The Caribbean is a region that is mostly defined geographically by the Caribbean Sea, which is located to the east of Central America and to the north of South America. It is bounded by several island nations, including the Bahamas, Cuba, Jamaica, Haiti, the Dominican Republic, Puerto Rico, Trinidad and Tobago, and more.

The region attracts millions of visitors each year who come to enjoy the region's natural beauty, vibrant music, delicious cuisine, and rich history.

Most romantic resorts based on reviews

Jade Mountain Resort, St. Lucia

Jade Mountain Resort in St. Lucia is often described as one of the most romantic resorts in the Caribbean. The resort is known for its stunning views of the surrounding mountains (the Pitons, a UNESCO World Heritage Site) and sea. In addition, each of the 29 open-air suites has a private infinity pool to enjoy said views.

Guests at Jade Mountain Resort can enjoy a variety of activities, including snorkeling, scuba diving, and hiking. The resort also offers an array of spa services, including massages and facials.

According to reviews, guests at Jade Mountain Resort rave about the incredible views, the attentive staff, and the delicious food.

Sandals Royal Plantation, Jamaica

Sandals Royal Plantation in Jamaica is an all-inclusive, adults-only resort that offers an intimate and romantic setting for couples. The resort is located on a private beach and offers a variety of activities, including snorkeling, kayaking, and windsurfing.

Guests can choose from a handful of room types, including suites with private butler service. The resort also offers an array of dining options, including a French restaurant, a Jamaican restaurant, and a seafood restaurant.

Reviews consistently mention the excellent service, the beautiful location, and the romantic atmosphere.

Couples Sans Souci, Jamaica

Couples Sans Souci in Jamaica is an all-inclusive, adults-only resort that offers, from what I can tell, a relaxed and romantic atmosphere. The resort is located on a secluded beach and offers a variety of activities, including snorkeling, scuba diving, and yoga.

Guests can choose from a couple different room types, including suites with ocean views and private balconies. The resort also offers several dining options, including a Jamaican restaurant, a Mediterranean restaurant, and a seafood restaurant.

Reviews consistently mention the beautiful location, the attentive staff, and the peaceful atmosphere.

Baoase Luxury Resort, Curacao

Baoase Luxury Resort in Curacao is a boutique resort that offers a romantic and intimate setting for couples. The resort is located on a private beach and offers a variety of activities, including snorkeling, scuba diving, and kayaking.

Guests can choose from the following room types: villas with private pools and ocean views. The resort also offers many different dining options, including a Mediterranean restaurant and a beach bar.

Reviews consistently mention the beautiful location, the attentive staff, and the luxurious accommodations.

The Caves, Jamaica

The Caves in Jamaica is a boutique resort that offers a unique and romantic experience for couples. The resort is located on a cliff overlooking the Caribbean Sea and offers a variety of activities, including snorkeling, cliff jumping, and yoga.

Guests at The Caves can choose from a variety of room types, including cottages with private plunge pools and ocean views. The resort also offers the usual lineup of dining options, including a Jamaican restaurant and a seafood restaurant.

Reviews of The Caves consistently mention the beautiful location, the unique accommodations, and the romantic atmosphere.

Bottom line

The Caribbean is home to some of the most romantic resorts in the world. Whether you’re looking for a secluded beach getaway or an all-inclusive resort with plenty of activities, there is something for everyone. Based on reviews, the resorts mentioned above consistently receive high praise for their stunning locations, attentive staff, luxurious accommodations, and romantic atmosphere. So, whether you’re planning a honeymoon or a romantic vacation, consider one of these resorts for an unforgettable experience in the Caribbean.

You may also like:
-Using Miles and Points to Book Your Next Cruise
-Navigating TSA Precheck When You Have it and Your Partner Doesn't
-Did I Just Commit a Cardinal Sin When it Comes to Collecting Miles and Points?

]]><![CDATA[Using Points and Miles to Book Your Next Cruise]]>Sun, 30 Apr 2023 22:58:40 GMThttp://www.keithkingreport.com/blog/using-points-and-miles-to-book-your-next-cruise

A cruise is an extraordinary way to spend a vacation. And there are options for nearly everyone. I mean, just think about it! Interested in visiting some of the most epic places on earth? Go on a cruise. Intrigued about taking it slow and traveling across the Atlantic like we used to before air travel? Go on a cruise. Want to see Europe, Africa, South America, Antarctica, or other parts of the world in a way you haven’t? Go on a cruise. You can see extravagant parts of the world in a whole slew of different ways by going on a cruise and it seems like more and more people are beginning to realize that.

The cruise industry took it on the chin for a while (beginning around March of 2020), but the industry is currently poised for a massive comeback. According to a recent AAA survey, 52% of U.S. adults are just as likely or more likely to consider booking a cruise as they were before the COVID-19 pandemic started. For context, only 45% answered the same way a year ago.

“Cruising is back in a big way. We expect a lot more people to book cruises in 2023,” says Paula Twidale, AAA Senior Vice President of Travel.

There are several factors for this:

Usually plenty of deals you can find
Ample opportunity to take advantage of miles and points through the booking process
The unique places cruises sail to
Health and safety measures have been updated across the board.

“Cruise lines have undertaken extensive measures to promote health and safety onboard, so you can expect attention to detail and cleanliness,” said Twidale.

Cruise deals

Whether it’s through the website of a particular cruise line or a third-party website (like Expedia or Travel Zoo), there are always cruise deals to be found. As I’m writing this, I did a search and found four cruises with major discounts attached to them. I would definitely start there if you are thinking about going on a cruise.

I wish I could tell you a specific date or time of year to look for deals, but there doesn’t seem to be a magical time of the year where cruise lines offer more deals. So make sure you keep your eyes peeled if you’re thinking about booking a cruise vacation in the coming months for a flash sale, special promotion, or the like.

One other call out: based on what I am reading, traditionally, the “offseason” for cruise lines is in the fall when kids are back in school - so you may find a good price when booking a cruise for that time of year.

Booking with miles and points

Another way to make cruising a breeze on your wallet is through miles and points. Using a cruise line branded credit card is one option. For instance, many in my family are fans of Disney. Having a Disney-branded credit card would allow you to earn points on everyday purchases that can go toward a Disney cruise.

If, like me, you don’t have any cruise line branded credit cards, using the travel credit cards you already have or are planning on getting is your next best bet. One route you can take is looking into whether or not those cards have co-branded partnerships with any cruise lines. For example, Hyatt and Lindblad Expeditions have partnered together allowing you to use World of Hyatt points to book cruises. Lindblad, famous for expeditions to places like Antarctica, Galapagos, and Fiji, is certainly an enticing choice for the adventure-seeking type.

Of course, those co-branded partnerships are very targeted and specific, by design. If you don’t want to go on a Lindblad cruise or don’t have a Hyatt account, the partnership is of no use to you. The alternative would be to use miles and points to lower the cost of your next cruise. Using Chase Ultimate Rewards, American Express Membership Rewards, Citi Thank You, or Capital One points toward airfare, for instance, would significantly lower the out-of-pocket cost. Another option for those credit card companies I just listed is to use their travel portal and book with points that way.

Pro tip for the Chase and the Citi travel portals: for some reason, you can’t book a cruise directly on the portal. You have to find the itinerary and cabin you want on the cruise line’s website and then call a Chase or Citi travel specialist directly. Additional pro tip: booking through the travel portal may not allow you to take advantage of certain sales (if, say, in order to take advantage of said sale, you need to book the cruise through the cruise lines website). So do the math and make sure booking through the travel portal is a good deal for your particular situation.

If you’re looking for a simple, no-need-to-call-anyone way of redeeming points for a cruise, your best bet is to use a fixed-value structure like, for example, Capital One’s Venture card. Booking a cruise this way allows you to book directly with the cruise line or travel agency and then when the charge shows up on your statement pay it off using the points you already accrued.

Other ways to save

A repositioning cruise - which is exactly what it sounds like - is a cruise you can book when a cruise line needs to reposition a ship. Oftentimes, you’ll find these repositioning cruises to be during the fall or spring when a cruise line needs to get a ship to one of their popular winter or summer ports of call. The routes are one-way and typically include multiple days in a row at sea. This is where you’ll find cruise itineraries that go from Alaska to Hawaii or the Caribbean to the Mediterranean.

Setting sail on an older ship is another way to save. When a new cruise ship comes online, the demand is high, and that means the prices will likely be higher too. Booking a cruise on an older ship with fewer amenities and less demand is a good way to save.

As mentioned earlier, using points to book flights, hotels, or rental cars is an easy and great way to save big when going on a cruise.

Bottom line

For some, cruises are a regular occurrence on their vacation calendar. For others, they’ve never been. Whichever camp you fall in, cruises are a great way to see the world. And it’s possible to do it on the cheap not only by using points but also by being smart about when you book, where you book, the kind of itinerary you choose, and the kind of ship you want to sail on.

Now go out there and sail the world!

You may also like:
-Updating Travel Documents After a Name Change
-The Cozy Lakehouse and the Legend of the Lost Forty
-Is Overtourism Becoming a Real Problem?

]]><![CDATA[Navigating TSA Precheck When You Have it and Your Partner Doesn't]]>Sun, 14 Aug 2022 17:38:09 GMThttp://www.keithkingreport.com/blog/navigating-tsa-precheck-when-you-have-it-and-your-partner-doesnt

Courtesy TSA

What do you do if your traveling partner doesn’t have TSA Precheck but you do? As far as I see it, you have two options: trudge through the normal security line with your partner or go your separate ways at security and meet up on the other side. It’s the kind of question that can bring out strongly held opinions. Kinda like asking someone whether it’s pronounced pecan or pecan (admit it, you read that two different ways)! It’s a question we’ve been discussing in the King household as of late. Not only because we’ve been looking to travel a little bit more, but because I have TSA Precheck and my wife does not. We’ll get to what we typically do in a minute, but first let’s rewind the clock and begin with what TSA Precheck is.

What is TSA Precheck?

TSA Precheck is a government-run screening program that allows those who sign up a way to bypass the usual security checkpoint for a shorter, expedited route through those TSA security checkpoints. For $85 (which will enroll you in Precheck for five years), you get to take advantage of several perks, including not having to take off your shoes or belt, and leaving your laptop or your 3-1-1 bag in your carry on.

If a couple is traveling together, you’ll often find both will get TSA Precheck even if only one of you has gone through the application process. The TSA is mum about why this happens/doesn’t happen, but back in 2018 the House of Representatives passed a bill to try to stop this practice - before the Senate let it die in 2019.

Go through together or split up at security?

If there is one thing air travel is today - I would argue - it’s an experience. What do I mean? Well, I mean - most of the time the “experience” of arriving at the airport, going through security, walking through the terminal, waiting at the gate, boarding the plane, flying, and deboarding is okay, it’s fine, it is what it is, and you’ve been there, done that before.

Sometimes, on the other hand, you experience something that’s more unique than a been-there-done-that type of thing.

It could be a bad experience like a long security line, a lost bag, a last minute gate change that has you running through the terminal, or any number of similar situations. Alternatively, it could be a nice experience like having a day-pass to an airline lounge, getting upgraded to business or first class, or getting to the airport to find a short security line.

Both the nice experiences and the bad experiences are not usually the norm. The norm is the been-there-done-that scenario.

I bring all of this up because many travelers like to look for any way they can turn the ho-hum, been there, done that trip into something nice! One of the ways they do that is TSA Precheck. Getting to sail through security while everyone else has to wait in a long line is a nice feeling. Keeping your shoes on while everyone else has to take them off? I'm there for it!

Thousands, if not hundreds of thousands, pay for that nice feeling (or get it for free through one of their credit cards). And as it turns out, many of those people have wives, husbands, partners, or significant others who don’t have TSA Precheck.

So what would you do? Wait with your partner? Or see them on the other side?

The Points Guy did some of the heavy lifting for me and asked their readers what they would do. A whopping 2% of the readers who answered said they’d wait with their significant other in the regular security line. Are you a 2-percenter?

As for my wife and me, when we’re booked on the same ticket - we both get TSA Precheck 80-90% of the time and it’s not an issue. But on the occasion that I get the Precheck stamp and she doesn’t, in short, it depends. On what? I honestly don’t know. Maybe the side of the bed I woke up on, maybe the time of day the flight is, or maybe something else.

I can remember this happening twice. One trip I stayed with her through the regular security line. The other trip, we agreed that I’d “see her on the other side.”

Does it make a difference who books the tickets?

My going theory is yes. If memory serves, the time(s) we both got Precheck, I booked, and the time(s) we didn’t, she did.

Bottom line

I’m not sure how good the TSA is at their security job (I’ve written before about why the strategies they use might not be the most effective). But TSA Precheck is a nice perk to have. If you travel enough, it’s probably worth the time and effort to get it. You may also want to double check the credit card perks you have with your current cards. It’s very possible one of them will get you Precheck for free.

Now that that’s settled - what do you and your significant other do if one of you gets upgraded by the airline you’re flying with and the other doesn’t?

You may also like:
-Updating Travel Documents After a Name Change
-Dirtiest Places on Airplanes
-The Cozy Lakehouse and the Legend of the Lost Forty?

]]><![CDATA[Travel is Back Thanks to COVID-19 Vaccine Success]]>Sun, 13 Jun 2021 21:05:56 GMThttp://www.keithkingreport.com/blog/travel-is-back-thanks-to-covid-19-vaccine-success

Travel is coming back - and in a big way. Vacationers are boldly stepping out of their homes with suitcases in tow as they squint into the bright sunlight with the smell of summer all around them.

But enough about me.

In all seriousness, there are several great anecdotal examples that prove this is the case:

The TSA screened more than 2 million passengers on June 11 - the first time it reached that threshold since before the pandemic. “The growing number of travelers demonstrates this country’s resilience and the high level of confidence in COVID-19 countermeasures,” said Darby LaJoye, Senior Official Performing the Duties of the TSA Administrator, in a statement. Prior to the pandemic the TSA screened an average of 2 to 2.5 million people a day.
The National Park Service says people are traveling to National Parks in record numbers. According to a news release on Friday, Yellowstone says May of 2021 was the most-visited May on record.
Hotel prices are going up.
Rental car prices are sky-high in many places.
Airbnb is seeing trends they haven’t ever seen when it comes to post-pandemic travel.
American Airlines is asking corporate employees based out of their headquarters in Fort Worth to volunteer at DFW International Airport to help with demand, according to the Dallas Morning News.

You can expect these kinds of trends and stories to continue - especially with over half (and climbing) of all U.S. adults vaccinated.

International travel is also opening back up - though slower. So far, most of the air travel people are doing is domestic. That just tells me TSA better be prepared to screen well above 2.5 million a day when international travel starts to become a bit more regular. And the airlines better start hiring back some of the folks they laid off because I have a feeling volunteers aren't going to cut it.

Bottom Line

The travel industry was hit hard during the pandemic (it’s still not out of the woods just yet), but there is certainly a lot of pent up demand for travel thanks to quarantine-weary vacationers. People are sick of being home. So they will travel. You’ll be hard-pressed to find good deals on flights domestically (at least for the summer) but you can still find a plethora of good deals for international travel as the rest of the world tries to catch up to the U.S. when it comes to opening back up.

So get out there and enjoy your summer of travel. It’ll do you good.

]]><![CDATA[How Will Travel Look in 2021]]>Sun, 03 Jan 2021 00:12:01 GMThttp://www.keithkingreport.com/blog/how-will-travel-look-in-2021

Will travel make a resurgence in 2021? It’s hard to tell at this point. COVID-19 is still at the front of everyone’s mind. Safety, of course, should also be a priority for everyone who travels. And as hard as it was for me to accept, there are other people you have to think about before you travel besides yourself. For example, if you’re traveling long distances to see loved ones, are you potentially endangering them? Are there people in your family who are in an older age bracket or have compromised immune systems? How about if you’re a young couple trying to start a family. Is traveling worth the risk? These are all questions you have to consider now before traveling. It’s something you have to consider before a) going on vacation while living with or near a family member who is compromised and/or b) traveling to see someone who may be compromised. Obviously, if you’re the person who has a compromised immune system and/or is more susceptible to COVID-19, you have to figure out if travel is worth the risk as well.

It’s not all bad, however, and that’s why we may see a resurgence in travel in 2021!

You’re safer than you may think when traveling by air

If you know me, you know I’m a glass half-full kind of guy. And if there’s one thing that the pandemic forced airlines and hotels all around the world do - it’s to make sure they’re taking appropriate steps to sanitize and clean high-traffic areas. All the major airlines, for example, have made “safety” or “cleanliness” commitments

Here they are:

Much like the airlines, hotel chains like Marriott and Hyatt have also started to market their safety protocols.

People are tired of being cooped up

Humans are naturally social. In fact, we’re naturally ultra-social beings. That means we’re not meant to be cooped up in our homes for months on end. For our mental health, we need to be social.

In fact, people have already started to scratch that travel itch. I’ve seen this, anecdotally, through the Airbnb I run with my siblings. The last five months of 2020 we had over 4,000 people view our listing and we were making bookings much later in the year than we traditionally have. Those who book our place are looking for a way to get away - safely - through Airbnb’s enhanced cleaning protocols they now have in place for hosts.

Alternatives

If air travel and hotel stays still aren’t something you’re comfortable with, but you still want to get away, there are plenty of alternatives. From road trips to staying at Airbnbs - there are plenty of safe options.

My wife, Crystal, and I have done both recently. This summer we successfully (i.e. didn’t catch COVID-19) road tripped up to Illinois and back. And this fall, we stayed at an Airbnb in Waco. Granted, road trips may not be the perfect option for a family that’s already tired of one another after being cooped up with them for months at a time, but if you are looking to get away, this is certainly an option you should consider. Airbnbs can be found all over - and are oftentimes a better option than hotels - especially if you can rent the whole place to make sure you can stay socially distant.

Bottom line

The travel industry has been annihilated due to the COVID-19 pandemic. Airlines and hotels have been brought to the brink of extinction. To survive, they’ve been forced to change by taking more steps to ensure cleanliness.

Travel will return in 2021. I believe that. But it won’t look like it did prior to the pandemic. I think the additional safety protocols are here to stay. But I also think there will be less froufrou-y things. For example, I think airlines will keep away from drink and food service - especially on the shorter flights. I think masks will be required by many businesses for quite a while. I think theme parks like Disney World will have to require smaller crowds - otherwise it’ll turn a lot of people off from attending. At the same time, I believe activities and places where it’s easy to social distance will be popular - things like camping, remote Airbnbs, hiking, kayaking, and canoeing.

If you can travel safely (as noted previously in this post) in 2021, I think you should. Not only will you be doing yourself some good, but you’ll also be supporting some businesses (big or small) that desperately need the help.

You may also like:
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]]><![CDATA[Did I Just Commit a Cardinal Sin When it Comes to Collecting Miles and Points?]]>Sun, 16 Aug 2020 23:20:29 GMThttp://www.keithkingreport.com/blog/did-i-just-commit-a-cardinal-sin-when-it-comes-to-collecting-miles-and-points

When it comes to miles and points you’ll read about a particular mindset a lot. That mindset basically centers around the idea that the ONLY way to use your miles and points is for travel. If you use them for anything else, you’re ‘doing it wrong.’

Don’t fall into that trap. Mathematically, of course, using your miles and points for travel-related purchases will get you the most bang for your buck. And that’s, of course, good! You want that.

However, there’s a better way to use your points. To anyone who asks, I always say the best use of your points is how YOU want to use them. For example, I prefer using them for travel-related purchases to get the most out of my miles and points.

But what happens if, on the off chance that this ever happens, there’s a global pandemic caused by a virus that kills hundreds of thousands of people, puts countries all over the world on lock down, and restricts your ability to travel indefinitely?

A global pandemic?

I mean, that kind of thing will never happen, but let’s say it does (haha…ha...ha…). Should you hold onto the hundreds of thousands of miles and points you’ve earned to - hopefully one day - use them for travel? Or do you use them for gift card purchases or use them to buy things on sites like Amazon that you know you’ll need or use now?

The case for using them for travel

After all, when the restrictions and lockdowns are lifted, people will want to travel again. Being cooped up tends to make people antsy to get out and about. Overall, there are several reasons waiting to use the points for travel makes sense:

There will be a lot of availability. Let’s face it: Just like how there is a sect of people (understandably) who are weary about going out for a bite to eat - there will also be many who don’t want to find themselves shoved onto a plane like sardines - regardless of whether masks are being worn or not.

Prices will probably be cheaper - meaning you’ll have more options.
- For one, you may not need as many points when you make a purchase. This would be true if you’re using Chase UR points to purchase tickets/hotel stays in lieu of cash.
- Another option: You’ll be able to use points for whatever is the most expensive (hotel or flight). If, for example, you find a roundtrip flight to Europe for $450 (that’s not to say you will - I just pulled that number out of my a**), the flight will probably be cheaper than the hotel stay.
- You can stay longer/take a longer vacation.

You’ll find good deals once you get to your destination. Tourist hot-spots will want to lure you back. Because of this, I imagine there will be some pretty good prices on outings, experiences, etc. wherever it is you wind up going.

It’ll be less crowded. I’ve written about overtourism before. I imagine many popular tourist spots will be less crowded for a short time. I can’t see this perk lasting very long, but if you play your cards right you may experience some pretty unique things.

The case for using them on other purchases

When you use travel credit cards for deep discounts when traveling, more than likely you’ll find yourself (at some point) with several thousand miles or points. Most travel credit cards have the option to use your points for purchases other than travel. American Express, as an example, teams up with Amazon - allowing you to use your Amex points for Amazon purchases. And even though using your points for purchases like this won’t get you the best return, you may find that this is a good option for you:

You may find that you won’t be traveling in the foreseeable future. Points and miles aren’t something you should ‘collect’ and hang on to. If you have several thousand points that you were going to be using for a vacation but that vacation was canceled and you’re not planning another - you’re best use of points may be to use them for something besides travel.

Canceling a card and/or account. If you’re going to be canceling an account or card, sometimes you’ll lose your points or miles you earned from that card. This situation probably won’t happen if, say, you have multiple cards at one bank. I, for example, have multiple Chase cards that earn Ultimate Rewards points. Canceling a travel card that I have would have certain repercussions, but I would be able to keep all of my UR points. This is more likely to happen, however, if you only have one card associated with one bank.

There’s a change in your finances. If you were furloughed or laid off because of COVID-19 and travel is no longer topping your list of priorities, using your points and/or miles for more pressing things is certainly not a bad option.

Bottom line

I had to make the hard decision to recently cancel my American Express Platinum Card. Travel, for me, to make the $550 annual fee worth it, wasn’t going to happen in the near future. I didn’t want to downgrade to a Gold Card, either. I wanted to outright cancel the card.

I had a problem, though. I had about 70,000 Amex points that I had earned and needed to use before closing the account. So what did I do? I used them to buy a whole bunch of stuff that I was going to be using now or in the near future on Amazon. It was either that or lose them all when I closed the account. When looking at it like that, there’s no question in my mind I made the right choice.

Here’s the key takeaway: there is no right or wrong way to use the points you’ve earned during your travel hacking journey. Ultimately, it’s up to you. However YOU decide to use YOUR points is up to... YOU. So go out there and enjoy those hard-earned rewards!

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]]><![CDATA[The Original “Queen B”]]>Tue, 14 Jul 2020 05:00:00 GMThttp://www.keithkingreport.com/blog/the-original-queen-b

She’s a natural

She stepped off her stage with a smile that went ear to ear. Queenie had never done anything like that before.

“That was exhilarating!” she exclaimed as she walked away from her instrument.

Exhilarating is right. Not only was that the first time she had done anything like that, she, in fact, became the first in the world to do that.

Queenie could hear the crowd in the distance as they cheered her on. After years of hard work, she had achieved a goal of hers. But that - well, that was just the beginning for her.

A long way from home

You see, it wasn’t but a few years ago that she was attending a beauty school in Chicago to become a manicurist. But Queenie always had her eyes set on something a little higher than that.

“I feel like I could do so much more, but it’s hard when very few people take me seriously,” said Queenie as she confided in a friend.

“Have you considered moving? Maybe you’ll have an easier time elsewhere,” responded her friend with a shrug.

That’s exactly what she did. She moved. Far away. Queenie knew it was gonna take a lot of blood, sweat, and tears (though hopefully not too much of the former) to make a name for herself, but if she stayed focused and set her mind to it, she could achieve anything. After all, that’s what she learned growing up in North Texas with 12 siblings.

Little did she know, however, just how much her hard work was going to pay off. In fact, she would eventually become one of the most famous people on the planet.

Even though I’m calling her The Original Queen B - don’t make the mistake of comparing her to pop stars of the 2000s. She wasn’t that kind of star. Not by a long shot.

Her preferred stage, for example, was the sky.

And her instrument of choice? A plane.

And boy did she play it very well.

The flight that made Queenie a star

In the days before commercial airlines dominated the sky, barnstorming stunt pilots did. And in 1922, that’s exactly what Queenie trained herself to do.

That performance referenced earlier? That was her making her first public flight doing loop-the-loops, figure 8s, and anything else she could think of that pushed her primitive looking biplane to the limit over the skies of Long Island.

That flight, however, wasn’t just your everyday “first public flight.” It was also the first ever public flight done… by a black woman.

The woman you now know as Queenie also went by the nickname Queen Bess. Today, most people know her as Bessie Coleman.

She was the daughter of sharecroppers from Waxahachie, Texas, who learned to fly in France. That historic flight in 1922 launched Bessie Coleman’s career into the stratosphere.

After that, she toured the country drawing bigger and bigger crowds by performing in shows, teaching lessons, combating racism (for example, she wouldn’t perform or speak at any venue if it was segregated), and encouraging other black people and women of all colors to learn how to fly.

Untimely death

Coleman’s death came in 1926, during a test flight the day before a scheduled performance. She was in the passenger seat (behind the pilot) and shortly after takeoff she unbuckled herself to look out over the edge of the roofless plane and examine the terrain below - as she was planning a parachute jump for the next day. Unfortunately, while she was doing this, the plane malfunctioned, causing it to flip over. As you can imagine - with no roof for protection, Coleman had little time to react and fell out of the plane. A horrific ending for someone who changed the world.

Since her untimely death, she’s been honored all over. From Chicago (where a public library is named after her and some roadways around O’Hare are named in her honor) and Texas (Cedar Hill has a middle school named after her) to Germany (a road near Frankfurt International Airport is named after her) and Nice, France (where a roundabout near their airport is named after her)

“I knew we had no aviators, neither men nor women, and I knew the Race needed to be represented along this most important line, so I thought it my duty to risk my life to learn aviation…” - Bessie Coleman

]]><![CDATA[The Cozy Lakehouse and the Legend of the Lost Forty]]>Fri, 06 Sep 2019 06:12:38 GMThttp://www.keithkingreport.com/blog/the-cozy-lakehouse-and-the-legend-of-the-lost-forty

We were all sitting around the dining room table playing Speak Out - ya know, the game where you stick the plastic piece in your mouth and try not to sound like a complete fool.

“Oh, I got it! ‘The mailman is a tad mall slayer!?" I basically screamed.

“Wha?! No,” my brother sloppily said with drool coming out of his mouth.

“Times up!” said my sister. Her team was currently winning. We all started cracking up. “What were you saying?”

“Ugh. The mailman is a bad ballplayer. Bad! Ball-player! That’s what I was saying! Jeez.”

We were all laughing, having a great time! And that was usually the case whenever we were all together at the Lakehouse.

So far, this was shaping up to be a fantastic week in southern Michigan. Not only did we have family games planned for most nights, that were, of course, paired with (probably) copious amounts of alcohol, we also had a bonfire planned, a relaxing day on the water, and great conversations we won’t soon forget.

That’s what a typical stay is like at the Lakehouse my siblings and I own. It’s actually a house that not only has been in my family since it was built, it also has quite a history.

History of The Cozy Lakehouse

The four bedroom, two bathroom house was built about 60 years ago on four plots of land. My Great Aunt Katherine (though to me and the rest of my family, she was known by her nickname: Noonie) bought the land from one of her friends, Leo Dryer (technically, it was his mom's land. More on that in a minute). Back when construction started, each plot of land was a lot lower than what you see today. If you go towards the lake and look back at the house you can actually see the house is on a slight hill. That hill, if you wanna call it that, was put there for the house to keep it from flooding as easily. My Great Uncle Bill was actually the one to raise the ground level of the property. You certainly wouldn’t be able to do this today without attracting all sorts of unwanted attention, but he took one of his backhoes and started digging a hole on the south side of the property. The dirt he dug up was used to raise the land. Oh, and that hole? That’s now the channel that's next to the house.

As for the house itself, it is actually a kit house - or catalog home. Similar to what you used to be able to buy from, for example, Sears. Today, it’s filled with artifacts that Noonie collected as she traveled the world after her retirement from Chicago Public Schools. Before she retired she was a teacher and assistant principal in the CPS for 40 years -- many of those years in Wicker Park. Back to her travels, she would be gone for months at a time - from South and Central America to Asia, Africa and Europe, Noonie went all over and brought back little mementos to put up in the house and remind herself and everyone else who enters of where she's been.

One of the centerpieces of the house (quite literally, actually) is the grandfather clock that sits in between the living room and dining room. That was built by hand and, believe it or not, there are only four or five in the world like it.

Even though the house does have WiFi, it's a fantastic location to get away from the hustle and bustle of everyday life. When you sit quietly on the screened-in patio all you hear is nature (and of course the occasional boat). Get up early enough and you'll be treated to quite the sunrise.

The Lost Forty

The Cozy Lakehouse sits at the far end of a neighborhood called the Lost Forty. Legend has it, the Lost Forty got its name when two rival farmers back in the late 1800s made a bet about whose season would be more successful. One of the farmers - the one that lost that bet - put up 40 acres of heavily wooded land that he owned right next to - what’s now Marble Lake. Well, when the winning farmer took over the land he put a sign up that read “The Lost Forty” to remind his rival of what he lost whenever he went by it. The winning farmer and his wife -- who went by the surname of Dryer -- had no need to farm this land they just won, so after they cleared out some of the forest and built themselves a nice little house on the lake. After that, they started selling off plots of land to willing buyers... and The Lost Forty neighborhood was born.

One more thing: I’ve heard - that if you listen very close at night - you can still hear the farmer that lost his land walking back and forth on the gravel road near the entrance of the neighborhood.

The lake at your doorstep

Of course, one of the main attractions to the neighborhood (and surrounding neighborhoods) is the chain of lakes you’ll find at your doorstep if you stay at the Cozy Lakehouse. The lake at the end of the lawn is Marble Lake, which is the second largest lake in a chain of seven lakes connected by deep channels over a 17-mile stretch. The biggest lake in that chain is Coldwater Lake at over 1600 acres of water. As for Marble Lake, there is plenty of good fishing, swimming, and boating to do. The best part, in my opinion, about the Cozy Lakehouse is the spot that it’s located on Marble Lake. It’s kinda tucked into a corner, so not only can you easily relax on a tube all day near the seawall, but you can also easily launch a motor boat (oh, and the area is about as picturesque as it gets).

Nearby cities

For those who aren’t aware, Quincy is unofficially the official antique-store capital of the world. A quick drive east on US 12 and you’ll be in heaven if that’s your thing. If it’s not your thing, then you’ll probably just be bored out of your mind.

Coldwater is the other way on US 12, where you’ll find a fantastic historic district. They have some extremely old buildings still being used (and preserved) today like the Tibbits Opera House that was built in 1882.

Also (remember this for trivia night), both Quincy and Coldwater are home to, weirdly enough, several current and former MLB umpires.

Not only is there plenty to do in each of the small towns (well... for small towns, that is), there is also plenty to do in the immediate surrounding area. Pokagon State Park is not too far down I-69 (it’s actually just on the other side of the border in Indiana). It’s a fantastic area for families to hike on trails, take a horse ride, or hang out on the lake there. Go north on I-69 and you'll run into Marshall pretty quickly. Marshall is a lovely small town with a pretty good brewery called Dark Horse Brewing Company and one of my favorite restaurants in the area called Schuler's.

If you’re looking for something else to do, more and more wineries seem to be popping up in the area, too. It’s nothing to write home about, but as of this writing there are about 3-4 within a short drive.

Bottom line

Relaxing. If someone asked me to describe the property in one word, that’s the word I would pick. From amazing bonfires at night and playing games with the family in the dining room to exploring the surrounding area that’s rich in history, you can’t go wrong.

It's certainly no stay in the Ritz. If that's what you're looking for, I would suggest you're looking in the wrong place. But if you are looking for a place full of character that's surrounded by nature of all kinds, you'll love our little Lakehouse - that has a pretty impressive history, too. From the story of how it was built to the legend of the Lost Forty, if you’re looking for a relaxing getaway within driving distance of several big metropolitan areas, this area is the perfect fit.

If you want to know more - or find availability, click here.

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]]><![CDATA[Your Guide to a Weekend in Seattle]]>Mon, 08 Jul 2019 05:00:00 GMThttp://www.keithkingreport.com/blog/your-guide-to-a-weekend-in-seattle

Courtesy City of Seattle Government

From going on a whale watching tour to visiting the (not-quite) first ever Starbucks, there’s plenty to do during a visit to Seattle. Honestly, the hard part is narrowing down your list.

Enjoy outdoor activities? The list is nearly endless. Are you a foodie? Plenty of options at your disposal. Like exploring craft beer? Your taste buds will thank you.

But if you only have two or three days to explore the city, what should you do? And what should you skip? Here’s your answer:

Things to do during a weekend in Seattle

Visit Pike Place Market

Opening to the public on August 17, 1907, Pike Place Market is one of the oldest continuously operated public farmers’ markets in the United States. But it’s much more than a farmers’ market today. In addition to the farmers who set up shop there, you will also find restaurants, several fish markets (you know, where they throw the fish over your head to someone who catches it), a crafts market, and more.

It’s also home to one of the original Starbucks (which excites me, as I am a coffee nerd). After all, Seattle is where Starbucks got its start. As an aside, the very first Starbucks store opened up in Seattle in 1971 on Western Avenue in Seattle. In 1977, they shuttered operation there to move to the location it currently sits at - at Pike Place Market. Hence the reason one of Starbucks’ signature roasts is called Pike Place.

Anyways, it’s recommended that if you go, to go in the morning when the crowds are smaller.

Take the Underground Tour

Did you know that in 1889, the entire central business district in Seattle was destroyed by a fire? Neither did I! Well, when they rebuilt, they did so by constructing buildings that sat 20 feet above the original street level.

Which means, today, much of the burnt aftermath is entombed underneath modern day Seattle. And - I’m told - one of the best underground tours in the city is Bill Speidel’s Underground Tour where you can explore the Seattle of old, some of which is frozen in time underneath city streets.

Head up Smith Tower

Back in its heyday, Smith Tower was one of the tallest skyscrapers in the United States. Today, it’s no where close. But that’s not the point. As the oldest skyscraper in the city (built in 1914), it helped put Seattle on the map. If interested, you can purchase a ticket (usually between $12 and $22) to ride the elevator up to the observatory and speakeasy-themed bar.

Go even higher in the Space Needle

If there’s anything that took the place of Smith Tower, as far as icon status goes, it would be the Space Needle. From the top you can see Mt. Rainier, part of Olympic National Park, the Puget Sound and more. A general admission ticket will cost you $30-$40. But it’s sure to be an experience you won’t soon forget.

Explore craft breweries

The craft beer scene in Seattle is hopping. From Fremont Brewing - in the Fremont neighborhood of Seattle to Pike Brewing Company located at Pike Place Market, you have several great options to visit and enjoy.

If you’re not staying near one that you would like to visit, most are either a short Uber/Lyft ride away or close to the city’s public transit system. I would definitely check the taproom hours before you go.

Head to Starbucks Reserve Roastery

If you’re a fan of coffee, as I am (have I mentioned that already??), there’s no shortage of it in Seattle. Starbucks, not surprisingly, is a big part of the culture. And if visiting their location in Pike Place Market isn’t enough for you, then you’ll love visiting their Roastery where you can try flights of coffee and learn way more than you ever thought you would about the coffee giant.

Take a wooden boat ride

If being on the water is where you belong, there’s plenty of that in/near Seattle. There are a number of places that rent boats, canoes, paddle boats, and kayaks to either paddle or sail around the various lakes in the area. The Center for Wooden Boats is a livery where you can do just that - or - sail for free on Sundays. According to their website, “Our volunteer skippers and crew take passengers out on Lake Union for unforgettable voyages… come every Sunday to sail them all, year-round, rain or shine for free.”

Tour Boeing

Boeing has quite a history in Seattle. It began there and continues to play a big part in the community. And if you’re an aviation buff like me, this should definitely be on your list of things to do.

The down side? Their facility is about a half hour north of Seattle in Everett - and it will take a big chunk out of your day to leave Seattle, take the tour, and get back. So you’ll have to figure out if you want to devote that much time to this or not. I almost put it in the section below entitled Things you can do - or wait for a longer visit, but clearly, I changed my mind.

Stroll along the waterfront

I’m all about seeing and learning about a place while doing it as cheaply as possible (i.e. travel hacking). Well, one way to take in Seattle that way is to take a stroll along the waterfront.

If this is something that piques your interest, Waterfront Park is the perfect place to do that. The park is located between Pier 57 and Pier 59 on Elliot Bay. Not only is it a great place to watch the sun go down, but there are things to do right around the park too. The Aquarium is on one end and on the other is the Great Wheel (a ferris wheel). It’s also near Pike Place Market

Things that you can do (if it’s high enough on your list) - or wait for a longer visit

The below options are things that should definitely be done but take a majority of the day to do. So you can do them if you want or you can wait and do them during a longer visit.

Head out for a whale watching tour

If this is something you need to check off your bucket list, you’ve got plenty of options in Seattle. From the Puget Sound Express to Clipper Vacations (just to name a few).

Take a Mount Rainier Hike

You can head to Mount Rainier for a day long hike. One option, through Get Your Guilde, picks you up from your hotel, takes you on a guided tour, and takes you right back to your hotel, which, I find fantastic.

Take in Woodinville Wine Country

Apparently Napa Valley isn’t the only area on the west coat to tour wineries. Washington has the Woodinville Wine Country where they grow anything from Cabernet to Chardonnay. Located about 30 minutes north of Seattle, you’ll find approximately 130 wineries and tasting rooms.

Explore Olympic National Park

Much like Mount Rainier, Olympic National Park is a massive park just west of Seattle. Not only is it home to some of the oldest trees in the United States, it is a UNESCO World Heritage Site. If you decide to go, there are day-long guided expeditions that you can take or, if you're adventurous enough, you can explore it on your own..

Bottom line

As you can see, the hard part will be narrowing down your options. And that’s not even everything! I purposely left off things like museums, the aquarium, and the zoo because, well, this is my website and I can do what I want. But those are certainly options you have at your disposal. Now, if you do plan on exploring the museums, Space Needle, and other hot ticket items, I would consider getting something like the Seattle CityPASS - which can save you on admission to many of those places.

Look at it this way: if you can’t cross everything off your list, there’s nothing wrong with planning another trip to the Emerald City.

Know of anything I’ve missed on this list? Don’t hesitate to let me know what you enjoy doing in Seattle!

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